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Retirement planning

If you live and work abroad, it's important to plan for your retirement, so that you can look forward to secure, enjoyable future.

We have over 30 years' experience of advising expatriates and people who work abroad on their retirement plans. Our senior consultants can help you to design a plan that takes account of your financial goals, your time frame, and your personal circumstances.

Our advice includes practical solutions for maximising your retirement benefits. And how to take advantage of tax-efficient opportunities presented by pension schemes in the country you live. We can help you to set up a new plan or to review your existing arrangements.

Working with carefully selected providers, we offer a range of international products which can be tailored to your specific needs including:

  • SIPPs - Self-Invested Pension Plans
  • QROPS - Qualifying Recognised Overseas Pension Scheme
  • The European equivalent of QROPS for other countries within the EU
  • Early access
  • Phased retirement
  • QNUPS - Qualifying Non UK Pension Scheme

Click here to arrange an informal chat about a retirement plan or to get an independent review of your current arrangements

The value and prices of investments can go down as well as up, and you may not get back the full amount invested. Past performance is no guarantee of future performance. Currency fluctuations will affect the value of overseas investments. Emerging markets can be more risky than developed markets. Current tax levels and reliefs may vary and will depend on your personal circumstances.

Pension transfer

If you are thinking of moving your pension abroad, we can evaluate your situation and explain your options clearly to you.

Find out more EU Commission employee pension transfer

Free Pension transfer guide

Click to download…

PIC Pensions Guide